Interest Rates

 Loans          

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The Board of Directors reserves the right to change loan rates at any time.

Personal--Unsecured Loans

The following conditions apply to unsecured loans:

  • 1 year or less employment

    Maximum loan amount--$2000

    Required 2-year payback. 

  • 1 year to 4 years continuous employment

Maximum loan amount--$4000

Maximum 3-year payback.   

  • Over 4 years continuous employment

Maximum loan amount--$5000

Maximum 4-year payback.

  • Maximum $8,000 with 600 and over Isaac Risk Credit Score

 

Rate

 Time

9.0%

           Up to 2 years

12.0%

           Up to 3 years

12.5%

           Up to 4 years

 

New Vehicle Loans

100% of the Sticker Price

Rate Time

5.0%  

3 years  

5.5%   4 years  
6.0%   5 years 
6.5%   6 years  

Used Vehicle Loans

90% of the Sticker Price

Rate Time
4.5%   2 years
5.0%   3 years
5.5%   4 years
6.0%   5 years

Tuition Loans

Amount Rate Time
Up to $5000 3.0% 1 year only

Share-Pledged Loans

Security Rate Time
Loans made against shares or share certificates 2% above the current interest rates. Maximum payback:  5 years

Home Mortgages

 

Provided through Mortgage Resource Center

 

For up-to-date rates:

 

Call 1-800-732-5182 or

 

visit www.mtgresourcecenter.com

 

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The Board of Directors reserves the right to change loan rates at any time.

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Last updated 9/1/08